SSI provides its clients with an investment portfolio tailored to the individual client's needs and objectives. Portfolio management involves developing a balanced account of stocks, bonds, and/or cash for each client based upon the investment parameters established by each client. For instance, a risk tolerant client might have 100% of assets invested in common stocks. A client seeking growth, but also desiring the safety presented by bonds, might have the majority of assets invested in stocks with a substantial minority of assets invested in bonds. Finally, a risk-averse client desiring a steady stream of income might require a portfolio invested 100% in safe, reliable fixed income securities, varying in maturity to mitigate interest rate risk.